Check-book



B. W. LYNCH.

CHECK BOOK.

APPLICATION FILED FEB. 25. 1918.

Patented J an. 27, 1920.

2 SHEETSSHEET 1.

B. W. LYNCH.

CHECK BOOK.

APPLICATION FILED FEB-25.1918- Patented Jan. 27, 1920.

MM W/ manner) w. LYNCH, or WILMETTE, rumors.

3 CHECK-BOOK.

To all whom it may concern:

Be'it known that I, BERNARD W. LYNCH,'

a citizen of the United States, residing at Wilmette, in the county of Cook and State of Illinois, have invented certain new and useful Improvements in Check-Books, of which the following is a specification.

The present invention has to do with improvements in banking books and the like,

andrelates both to means for carrying the checks and for keeping account of. the deposits and withdrawals to and from the checking account.

In my Letters Patent of the United States, No. 1,099,708, issued to me June 9, 1914, for improvements in folding pad-holding cover, I have disclosed an arrangement in which a pad of checks may be detachably connected to a folding cover, and in which a pad of leaves relating to bank deposits and withdrawals may also be detachably connected to the folding cover.

In the disclosure of that patent, the checks are mounted in book form, and as such are detachably connected to the folding cover as a unit. This makes it necessary to bind or secure the checks together into pad form.

in the first place, and to this extent the arrangement disclosed in that patent isobjectionable.

One of the objects of the present invention is to provide a' folding cover, into which the individual checks may be detachably or removably seated and from which they may be withdrawn one at a time, the checks being held in place as a group or unit, but nevertheless being quite independent or disconnected from each other.

' Another-feature of the present invention has to do with the form and arrangement of the book or group of leaves, whereby the condition of the bank balance is followed and kept track of. In this connection, an

object is to provide a book wherein the facing leaves, when the book is opened at any point, will be devoted to bank deposits and bank withdrawals respectively, so that the possibility drawals will be to that extent eliminated.

Other objects and uses of the invention will appear from a detailed description of the same, which consists in the features of construction and combinations of parts hereinafter described and claimed.

Specification of Letters Patent.

of confusing deposits and with- Patented J an. 27, 1920.

Application flied February 25, 1918. Serial No. 218,945.

In the drawings: Figure 1 shows a perspective view of one embodiment of the features of my invention, being that in which the bank book is detachably connected to the folder, the individual checks being seated in the check portion of the cover; Fig. 2 is an end view of a modified arrangement in which the bank book is secured to one leaf of the folder by being pasted in place Fig. 3 is an end view of another modified arrangement similar to that shown in Fig. 2, with theexccption, however, that the cover or folder is provided with an additional flap or leaf intended to overlie the check leaf when the folder is completely folded up;

Fig. 4 is a cross section through the arrangement shown in Fig. 1; I,

Fig. 5 is an end view corresponding to Figs. 1 and 4,.with the pad folded up;

Fig. 6 is a front face view of one of the leaves of the bank book; and

Fig. 7 is a view of the reverse side of the leaf shownin Fig. 6.

I will first describe thearrangemeut shown in Figs. 1, 4 and 5, and will afterward describe the modifications.

lhe folder shown in Figs. 1, 4 and 5 com prises the check leaf 10 and the book leaf 11, which are made of any suitable material,

such as leather, or imitation leather, card-' efi'ected by way of tongues 16 struck from .the flap 15 and passed through slits cut in one or more layers of the leaf 11, so that the book can be connected to the leaf 11 by slipping the tongues through the slits in a manner which will be well understood from an examination of the several figures.

In the construction of the aforementioned Letters Patent, No. 1,099,708, the checks are shown as being bound together into book form, and attached to the leaf 10 in a manner similar to the attachment of the bank book itself. In the arrangement herein disclosed, I provide a series of corner plates 17', 18 and 19, beneath which the corners of the individual checks 20 may be inserted so as to hold said checks in place. Ordinarily, I prefer to provide three such corner plates, leavin the fourth corner 21 of the checks expose so that the checks can be more readily manipulated, both for insertion and removal. In fact, I find it a great advantage in the practical use and operation of this device to leave one of the corners thus exposed, instead of covering over all four of the corners.

It will be observed that with this arrangement not only can the individual checks be readily manipulated both for insertion and removal, but also that there is no necessity for binding together the individual checks into book form, and as a matter of fact it would be detrimental or undesirable to bind them together, because it would to that ex-- tent increase the difficulty of individually removingthe checks.

It will be further observed that in each of the several forms illustrated in the drawings, the checks are held in place by the construction or arrangement just explained.

. However, in the modified construction shown in Fig. 2, the bank book has its leaf 22 pasted or otherwise secured to the leaf 11 of the folder, instead of making use of the Q tongues 16 previously explained. The arfolded up, the. flap 23 being provid rangement of Fig. 2 presents the advantage that there is no danger of the bank book becoming detached or separated from the folder. v

The arrangement shown in Fig. 3 is similar to that ust described, with the additional feature that it is rovided with a supplementary flap 2 3 whic will overlie the checkleaf 10 when the folder is com letel wit atongue 24 adapted to seat under a strap 25 on the leaf 10.

The bank book comprises the individual leaves 13, each of which is printed on its 26 for deposits front face with ruliu and on its back face with inverted rulings 27, for withdrawals, so that no matter at what point the book is opened the de osit rulin 26 will appear onone page an the I with rawal or check rulin s 27 will appear being ule.

on the o posite page bot neously visible to the ilser.

The deposit rulings 26 include acolum'n 28- for dates; a column 29 for amounts of deposit; and a column 30 for notations of or ordepositor, etc.

he check rulings 27 include a colunmB-l for dates; a column 32 for check numbers; a column 33 for amounts; and a column 34 for payees, and details of checks drawn,

ordinaril the two will be used in the combination w 'ch is secured by the use of the folder.

While I have herein shown and described onl certain embodiments of my invention, still it will be understood that Ido not limit myself to the said embodiments except as I may do so in the claims.

I claim:

1. In a' check book or the like, the combination of a folding cover com rising a pair of leaves folding on a line 0 crease across the width of the cover, one of said leaves.

haying corner plates in three ofits corners for the accommodation of a bunch of disconnected check's, leavin the fourth corner of the checks free, a -barfk leaves secured together on a common line of folding and attached along said line of folding to one of the leaves of the folding cover, the pages of said leaves alternately displaying rulings fordeposits and rulings for checks drawn, all of said rulings facing book comprising one edge of the holder when the pages are displayed, substantially as described.

2. In a check book or the like, the combi nation of a folding cover comprising a "r ofleaves folding together on a line of o din extending across the width of the cover, a bank book comprising a series of leaves joined together in their central portions on a line of folding, a connection between said line of folding and the upper portion of the upper leaf of the folder, the pages of said leaves being ruled alternately to display drawn on consecutive pages, all of said rulings facing one edge of the folder, and

rulings for deposits and rulings for checks"- corner plates on three of the corners of the 7 lower leaf of the folder for the accommodation of a bunch of disconnected checks leavg the fourth corner free, described,

substantially as BERNARD W.ILYNCH. 

